Frugal Living Tips and
How to Save Money with Money Saving Ideas
ideas and frugal living tips for your house and garden so that you can
live frugal. Times are tough and in order to survive these days one has
look at ways on saving money where one can. Look after the pennies and
the pounds will look after themselves.
These money saving ideas
help you run a more efficient
household, and minimize on unnecessary waste. My mum always used to
say, "Waste not, want not", and I think with the way the economy is
going at the moment, this is as true today as it was in the past
learning how to budget
and living frugal is very important, especially
By following these frugal living tips
you will need to change your lifestyle, because if you don't change how
you live, you won't save any money. We really need to learn
how to budget and where
to save money. It really isn't that difficult,
but you need to know the difference between frugal living and being a
'cheapskate', and a miser.
That is not what I want to propose,
because at the end of the day we need to enjoy life too. What we can
do, however, is to be
careful with money and resources and learn how not to
waste. We are a consumer driven society and puppets of the advertising
corporations telling us what we should be buying next. In order to get
the most out of these frugal
living tips one has to look at what one
wants and what one needs, and to
the difference. In the end it becomes fun and challenging to see how
clever you are at frugal living and creative
in saving money. So here
are some frugal tips
FRUGAL Living Tips for the Garden
Frugal Living Tips: Growing
Money savings ideas can come with
growing your own plants from seeds, which is a lot of fun, and very
much cheaper than buying instant plants and vegetables for your garden.
Growing these, especially herbs and cress in a decorative container can
be a lovely cheap gift for friends and family.
sprouts is a great past time for children and as
they have grown them, they will be more eager to eat them in their
salads and sandwiches. And you don't always have to buy seed from seed
suppliers. The next time you have a great tasting tomatoes take one and
dry it out and save the seed. Save seeds from rock melons, papayas,
green peppers etc. and plant them out when the season it right. As long
as they are kept in an air-tight container they will be fine.
Growing your own therefore also refers
your own vegetables. Save some pennies too by
looking at what you can do with your vegetables once you have grown
them. For example, don't let the excess vegetables go to
canning, or even drink your vegetables through juicing
vegetables. You can be totally self-sufficient
on an acre of ground. And
if you live in an apartment, grow vegetables and herbs on your
windowsill, or create a container garden.
If you have a rooftop, create
a container garden there. If you live in the UK owning an allotment of
about 150 - 200 sq is a way of life for many, and allotments are cheap
enough to secure from the council and the land will allow you to grow
your vegetables, fruit and herbs on ground that you didn't have before.
By growing your own, suddenly frugal living also becomes a healthier
alternative lifestyle. You will eat better and get more exercise!
Frugal Living Tips: Using
Vinegar as a Herbicide,
Insecticide and Pesticide
What about a natural herbicide and
pesticide, that costs next to nothing? Do you have a rabbit problem, or
too many slugs and snails eating your lettuce? Or are you being invaded
by ants? Or perhaps you have grass growing in between those pavers and
your really don't want to use Roundup or something similar.
you thought about using
vinegar? Using vinegar is a great frugal tip as you
will be amazed just how many uses it has, and we all know how cheap it
is, therefore a far cheaper method to use, and eco-friendly too.
FRUGAL LIVING TIPS FOR
Frugal Living Tips: Buy Bulk when you Can
Saving money starts in the kitchen and
when you go shopping. Therefore money saving ideas here is to buy in
bulk where you can, and make sure that when you get home
this bulk buying into smaller packages and make sure that you have
proper storage. Buying bulk meat for example is great if you have a big
a whole lamb
at your butchers
may be expensive
when you first buy it, but it will be a
lot cheaper for you in the long run. If your butcher is any good, not
only will he cut it and pack it according to the numbers of family
members for portions, but he will also label it for you too, so that
you don't end up with 'mystery meat'. However, too much red is not good
for you, so your meat meals should be interchanged with fish, chicken
and a meatless dish once a week. In that way, your meat will last
longer and your health will be better for it.
Frugal Living Tips: Cooking and
Baking it Yourself
As a working mum myself, I know that it
is a struggle to find things to feed the family. But do a reality check
the next time you shop. Are you buying TV dinners and pre-cooked meals
or do you make your own
Do you buy packets of biscuits or
do you make your own? Do you buy shredded vegetables and pre-made up
salads? Buying convenience food like this, all comes with a price.
you are serious about frugal living and looking for saving money ideas,
here's another; make
your own meals,
biscuits and buy a cheap food
processor to slice and dice those onions etc. I am a lazy cook, and if
you have a look at my recipes, you will find a lot of quick and easy
recipes for all occasions that you will knock up in a jiffy.
And it not just the pre-prepared meals
but what you are throwing in your trolley that you should be looking
at. How many bags of crisps, fizzy drinks, chocolates, sweets and other
rubbish is going into the trolley that will send any child who is
borderline ADDH totally off into swinging from the light
bulbs and hanging from the fans. The diet that you have your children
on affects them, and buy buying loads of fruit and vegetables and
staying away from foods packed with preservatives, tartrazine and other
horrible beasties will not only be cheaper on the pocket, but you will
notice a considerable improvement in your children's behavior if they
do suffer from ADDH.
shopping, buy only
what you need, creating a list is good for this if you find you are
undisciplined, and check and compare brand prices. Normally shop
fitters place the more expensive grocery brands at eye-level. The
cheaper brands are on the lower shelves. Look there first.
Frugal Living Tips: Visit
Farmer's Markets Farm Shops
Farmer's Markets and Farm Shops are great
places to visit for your cheap fruit and vegetables for the budget. You
know that you will be getting quality produce at a fraction of the cost
and because its fresh it will last longer in your fridge if it is
stored correctly. Farmers' Markets are also places to ferret around for
those little arts and crafts, jams and preserves that make cheap but
attractive gifts for later on.
Frugal Living Tips: Eating Out and Take Outs
This brings me to another related
issue, eating out and money saving ideas here. It's fun to eat out, and
we all love doing it, but how much money are you throwing away? Going
out to clubs, bars, restaurants and take-aways on a regular basis all
costs money. Frugal living doesn't have space for excessive eating out.
You should limit these
once a month. By doing this, not only
will you save, but you will actually appreciate times you do go out
more, rather than taking them for granted.
And why eat out when you can have picnics?
There is nothing better
for the kids and family as to pack a picnic basket and to head to the
countryside or the beach for a picnic lunch. It is one of those family
outings that costs little, but ends up being a lot of fun for everyone.
Frugal Living Tips: Going on
Just because you are trying to save
money, doesn't mean that you can't go on holiday. However, going on
holiday will be expensive if you go to hotels, resorts, inns or even
small country hotels. However, depending on your budget there are two
options open to you, the first one is choosing some form of farm
accommodation, and if you look through our various country
will see our listings. However, another option is to go tent
If you don't know if you will like
rather borrow the camping
equipment you will need from friends and
family. You can always buy what you need slowly, when things appear on
sales at a later stage.
TIPS FOR YOUR DOG:
Dog Food. Find recipes for homemade dog food and
homemade dog biscuits.
Frugal Living Tips: Cleaning your
So, I'm back to vinegar again, and
before you think I have a total fixation, I haven't but really it is a
great little substitute as a cheap cleaning product and a must-have if
you want to be frugal because it has so many good uses. Half a cup of
vinegar added to your soapy dishwater will cut through the greasy pots
and dishes, saving you on the amount of soap you would
teaspoons of vinegar added to your dish-washing cycle, instead of Rinse
Aid and the like, will do the job just as well.
Looking to clean
those mirrors and
windows in your house? Mix one half teaspoon of liquid
tablespoons of vinegar and 2 cups of water. Keep in a spray container
and start cleaning those windows! And by the way, you don't need
expensive cleaning cloths for cleaning windows and mirrors. Scrunch up
some newspaper and use that, it gives a far better result.
you have a clogged drain, take a quarter of a cup of baking soda and
pour it into your drain. Follow that up with a half cup of
it fizz and then follow through with boiling water. It should
do the trick but if the problem still persists it's time to contact a
professional to clear the blocked drain.
Money Saving Ideas: Making your own Cosmetics
Why spend a lot of money on lotions and
potions, when you can make them at home for a fraction of the price?
For those of you who want to make your own cosmetics see our page on Homemade
Cosmetics. Not only do we give you
step-by-step instructions, but we also give you a number of recipes to
FRUGAL LIVING TIPS FOR GIFTS:
Frugal Living Tips: Card and Gifts
We all know how expensive Xmas time is
and those family birthdays can be a killer. Commercial cards are
exorbitant and at the end of the day will probably end up in the bin.
Have you thought about making
own cards? For a fraction of the price you
can download free software that allows you to create your own card that
can be personalized for the occasion. And will be far more meaningful.
Secondly, if you are good with your
hands, create a
card using dried
grasses and pressed flowers glued onto card. Thirdly, if you like
creating cross-stitch pictures, make a small sampler, paste it into a
card border and write your message in your card. I have had several of
these given to me, and have ended up framed and on display, rather than
in the bin, where the commercial card would have gone.
So if you have made the card, what
about homemade gifts?
You don't have
to be artistic to do something
clever. Put a basket together of goodies and ring the changes. You
could create a basket of bubble soap, candles, lotions and potions, or
a themed basket for an Italian or Mexican meal. If you are a good baker
and cook people appreciate
biscuits and cakes, jams,
and candy because it tells people that you care.
At Xmas time you can spend a little
more putting a couple of luxury food items in a gift basket, but
up spending a lot less than you would have done. Cover the basket with
cellophane and top it off with either raffia string or a bow. Those
sorts of things you can find very cheaply at those $2 shops.
Final money saving ideas here is to buy
some graphic paper and using your favorite family photos make a
personalized calendar for family members who perhaps don't
often as they should. You can put all the birthdays down and other
special events for your calendar.
FRUGAL LIVING TIPS FOR BOOKWORMS:
Living Tips: Using your
I have to confess that I love my books
and tend to spend more money than I should. However, I have an excuse
in that where I live there is no public library. However, if you have
access to a library and you love spending money on books, magazines and
CDs join your local
and visit it once a week to read your book
and magazines without having to pay for them. If you have a lot of
novels and books at home that you haven't read if a while, and probably
aren't likely too either, find a book-exchange shop and either sell
your books to them or exchange your books for others.
FRUGAL LIVING TIPS AND GAMBLERS:
Frugal Living Tips: Wean yourself
More money is wasted in households on
gambling then any other thing. Gambling
only leaves the bookies rich
and the Casino bosses gloating. These are the only true
living and gambling are not good friends. Yes, occasionally you may get
lucky, but how much have you spent to get there? It is only a
million-to-one chance that you will strike it big. As a gambler you
would know that the odds are really too high. Take that money and
rather invest it in land and property which will always appreciate,
especially between 5 - 10 years when you should see your investment
either double or triple in value over that time period.
IDEAS FOR FRUGAL LIVING:
Frugal Living Tips: Learning How
budget means that you
have to live within your means, and that doesn't mean that
have blown your budget for the month you bring out the credit card. If
you have a credit card, cut it up. You don't need it. Start with what
you earn and do the math.
How much are you spending and where can
your economize? You will
ways of spending less if you are
driven and committed to do so. Yes, there is always the
expenses, and that is where so many people fall foul, because they
don't anticipate these. They are so stretched financially every month,
basically because they are living above their means, that when an
unexpected expense occurs, the only way out is to bring out the credit
card. This is a sure slide into financial hell.
When you have your salary the ratio for
spending your salary on housing should ideally be a quarter, and
more than a third. If you are spending more than that,
way over your head. Start modest and live comfortably. Life is
stressful enough without having to worry about finances as well. If you
have read these frugal living tips and take some on board, your
finances should see a difference. Remember, if you are serious about
frugal living, if you look after the pennies, the pounds will take care
And finally, to all our readers out
there, I am sure that you have lots of other money saving ideas. So
please pass them along, so that they can be included on this page. You
can send us an email through the contact us page. We would love to hear
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